Finance

Financial Calculators is a suite of financial tools empowers users to make informed money decisions. The Mortgage Calculator estimates monthly payments and total costs based on loan amount, interest rate, and term. The Investments Calculator projects future portfolio growth, factoring in contributions, returns, and time. The Retirement Calculator helps plan for retirement by calculating savings needed based on current finances, goals, and timeline. The Debt Payoff Calculator strategizes debt repayment, showing timelines and interest savings for various payment plans. Together, these tools simplify complex financial planning with clear, actionable insights.
Federal Income Tax Brackets Federal tax brackets for 2025 define income ranges taxed at specific rates in the U.S. progressive tax system. There are seven brackets with rates of 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Income thresholds vary by filing status (e.g., single, married filing jointly). For example, single filers pay 10% on income up to $11,925, 12% on $11,926–$48,475, and so on, with the top 37% rate applying to income over $626,350. Married couples filing jointly have higher thresholds, like 10% up to $23,850 and 37% over $751,600. Only the income within each bracket is taxed at that rate, not the entire income. The IRS adjusts these brackets annually for inflation.